Raiz is best known for its ‘round-up’ feature, which involves rounding up your transactions to the nearest dollar and investing the change into your Raiz account. Raiz is a micro-investing app where you can save and invest with your spare change.
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There is also a paid pro version, which comes with additional features such as the ability to back up and share your budgets via Dropbox.Īlthough Raiz is primarily an investment app, it does include some budgeting features so we thought it was worth a mention.
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You’ll also need to manually enter all of your expenses, which may not suit you if you are time-poor.įudget is free to download. It doesn’t categorise your spending or include any insights or extras (such as bill reminders or savings goals). This could suit people who want a straightforward way to budget and aren’t so keen on sharing their bank information. Unlike some other budget planners, you don’t need to sync your bank account. In Fudget, you can create simple lists of your income and expenses and track the balance. However, all members of the group do need to have Beem It downloaded and set up to use this feature.įudget describes itself as a simple alternative to feature-rich and more complex budget planners. That means one person can pay the electricity bill with BPAY, for example, and then request payment from other people all within the app. But it also comes with other features, including a tracking and splitting feature for shared bills or group expenses.Īlthough it’s not strictly designed for budgeting, Beem It could be useful to help stay on top of shared expenses, whether that’s with housemates, a partner, your family or friends. We’ve sorted the list by App Store rating (highest to lowest).īeem It is a free instant payment app owned by Eftpos that lets you pay and receive money in a matter of seconds, regardless of who you bank with. For those who are managing expenses with a partner or housemate, we’ve also included some bill-splitting apps with ratings over 4 stars to round out the list. At the time of writing, each budgeting app has at least 4 stars (out of 5) on the App Store and at least 1,000 ratings. To help you sift through your options, we’ve compiled a list of six apps that caught our interest.
But, like just about anything nowadays, when it comes to budgeting there’s an app for that.
Saving money, tracking expenses and sticking to an allocated budget can be tough, and it takes time to build towards your goals. Looking to take control of your finances, but don’t know where to start? Your phone could help, thanks to a number of budgeting and savings apps.
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